MERRY CHRISTMAS 06 may it bring spiritual revival and peace on earth goodwill to each soul in 2007

Bankruptcy filings drop to lowest levels since '80s

REALISTIC REVIEW OF THE IRAQ SITUATION
AND THE RELATIVE CALM IN POST ELECTION
PUBLIC OPINION SHOULD BRIGHTEN THE FIRST QUARTER OUTLOOK .

Welcome to Institutional Funds Management
Begins Jan.1,2007
Some News will be posted prior to our first issue.
Northern Trust Corp. (NTRS.O ) and State Street Corp. (STT.N ) only LARGE securities servicing rivals of INSTITUTIONAL FUNDS MANAGERS BONY AND MELLON BANK UNITED IN SUCCESSFUL MERGER.COST CUTTING WILL PROBABLY HELP THEIR STOCK THROUGH THE FIRST QUARTER?